Whether your credit is less than perfect, or you just need a lender who understands your unique situation, we’re here for you. Our mission is simple: open doors for the underserved and help you own the place you call home.
Heritage Mortgage Banking Corp… Where Experience Meets Opportunity.
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Our professional team of loan specialists will personally assist you in attaining the loan that specifically suits your needs and at the lowest possible rate.
Whether your interest lays in Purchasing, Refinancing, Debt Consolidating, a Reverse Mortgage, FHA, Second Home, Investment Property, or a Stated Income loan – HMBC will guide you every step of the way.
We understand and value the awesome responsibility you have entrusted unto our team of capable loan professionals. Integrity and honesty are at the heart of our business. Our clients’ interests always come first.
As such, we realize that our success is built upon the success of our clients. We take great pride in the professional quality of our work and have an uncompromising determination to achieve excellence in every loan that we have the privilege to be a part of.
Toby Dattolo is the President and Founder of Heritage Mortgage Banking Corp., where he leads the company’s Licensing and Compliance division. Since establishing the firm in 2003, Toby has guided its strategic growth and expansion into seven states, ensuring that Heritage maintains the highest standards of regulatory compliance across all markets. With over two decades of experience in the mortgage industry, he has built a reputation for meticulous oversight, integrity, and dedication to both clients and partners. Under his leadership, Heritage continues to thrive as a trusted mortgage provider known for combining personalized service with industry expertise.
Craig Repmann is the Founder and Managing Partner of Heritage Mortgage Banking Corp., where he has led the company since its inception in 2003. With a focus on strategic marketing and innovative client outreach, Craig has been instrumental in driving the firm’s growth, resulting in over $2 billion in mortgage originations. Under his leadership, Heritage Mortgage has earned a reputation for delivering tailored lending solutions—particularly for self-employed borrowers and clients with unique financial needs.
Craig’s hands-on approach to overseeing the organization ensures that Heritage Mortgage remains committed to excellence, integrity, and customer-focused service. His vision continues to shape the firm’s success and its role as a trusted mortgage provider.
James Cicalese is the Founder and Director of Originations at Heritage Mortgage Banking Corp., where he has led the company’s origination and sales efforts since its founding in 2003. With more than two decades of mortgage industry experience, James oversees the sales team, client outreach, and the structuring of loan solutions tailored to meet borrowers’ needs. His expertise in guiding clients through complex financing options has been a driving force behind the company’s growth and reputation for excellence. Known for his leadership and client-focused approach, James plays a central role in ensuring that Heritage delivers both integrity and innovation in every transaction.
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