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ChoiceRenovation® Loan

Finance your purchase and repairs with one simple loan

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What’s a ChoiceRenovation® Loan?

Freddie Mac’s Choice Renovation loan is available to home buyers and owners to repair or renovate their house. The CHOICERenovation loan lets you roll the costs of improving your new home into your monthly mortgage payment. Guaranteed through Freddie Mac, the CHOICERenovation loan comes with low down payment requirements and other benefits that make buying a home more affordable.

A ChoiceRenovation® mortgage program allows you to finance resilience items — like disaster proofing your home.

For Qualified Borrowers

  • Finance a home purchase or home renovation with a single fixed-rate or adjustable-rate loan
  • Provide resilience upgrades to protect an existing home from natural disasters
  • Build accessory dwelling units, such as mother-in-law apartments
  • Purchase a home with just 3% down payment

Eligible Properties

  • Primary homes, second homes and investment properties are all eligible
  • A condominium unit
  • A manufactured housing unit built on a permanent foundation

ChoiceRenovation® loans are being made available in: New Jersey, New York, Connecticut, Maryland, Virginia

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