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Debt Consolidation Loan

Consolidate your bills into a single loan you can afford

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What’s a Debt Consolidation Loan?

Debt consolidation loans consist of taking out one new loan to pay off multiple debts. Essentially, you are replacing multiple loans with one loan. Your home can be your biggest asset when trying to eliminate bad debt or consolidate your bills.

Typical debt consolidation loan APRs in the U.S. currently range from roughly 7% to the mid‑30s, with many well‑qualified borrowers landing around 11–14% APR.

as of Dec 05, 2025

For Qualified Borrowers

  • Fixed payments
  • One due date to remember
  • Easier to budget
  • Pay off multiple debts
  • Adjustable or Fixed Rate Options

Most Common Uses

  • Lower interest rates from multiple loans
  • Life events like weddings, medical, and funerals
  • Auto refinance / auto repair
  • Home Improvement

Debt Consolidation Loans are being made available in: New Jersey, New York, Connecticut, Maryland, Virginia

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